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Get a consultation
Call 415-297-6703; Loi answers his own phone. A consultation is a conversation, not an application, a pre-approval, or a promise of a loan.
Start an application
The application itself runs inside Loan Factory’s own secure system — the button leaves the site for that system, with Loi Tran (NMLS 454267) as your originator.
Loi Tran, Loan Officer, NMLS 454267, sponsored by Loan Factory, Inc., NMLS 320841.
A call starts a consultation with Loi. It is not a loan application: it asks what you are trying to do and how to reach you, and nothing else. No Social Security number, no credit pull, no documents.
Prefer to talk? Call 415-297-6703.
What happens next
Loi answers his own phone; there is no call center. If he is with another client, leave a message and he calls you back himself. Have your most recent mortgage statement nearby if you have one, and a rough sense of what your home is worth; neither is required for a first conversation. If the time does not work, reply to his email or call 415-297-6703 and name a better one.
A consultation is not an application, a pre-approval, or a promise of a loan. If you decide to apply, the application itself runs inside Loan Factory's own secure system, which Loi will walk you to.